Memorandum Opinion
SINGLETON, District Judge.
The above-styled-and-numbered cases were consolidated for purposes of discovery and trial on April 29, 1974. Although there are slight variations in the facts in each, they are all essentially the same case, arising as they do from the same set of facts. The facts, which are virtually uncontested, are as follows.
On August 1, 1962, Fannin Bank acquired from Garth Bates & Co. its mortgage loan...
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