OPINION
McDONALD, Chief Justice.
This is an appeal by plaintiff Rice, next friend of Jeffrey Charles Mallow and Karen Hunt, as heirs and legal representatives of Charles L. Mallow, deceased, from take-nothing judgment in suit for accidental death benefits under an automobile liability policy, issued by defendant Travelers Insurance Company, and sold through defendants Barrett, Jackson and Chapman d/b/a Jackson & Barrett Insurance Agency.
Plaintiffs...
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