DEEN, Judge.
1. "A State-chartered association or a Federal savings and loan association may issue accounts to two or more persons, as A or B ... in which event any of such persons who shall first act shall have power to act in all matters related to such account whether the other person or persons named on such account be living or not. The title hereby contemplated and created shall be the full equivalent of the common law joint tenancy with right of survivorship...
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