OPINION
WOOD, Chief Judge.
Allstate Insurance Company paid Nocero, its insured, for a collision loss. It then sued Auto Driveaway Company for the amount of the loss paid. The trial court dismissed the complaint, holding Allstate had no subrogation right but paid the loss as a volunteer because the collision loss was not covered under Nocero's policy. See 16 Couch on Insurance 2d, § 61:54 (1966). Allstate appeals.
Nocero, in San Francisco, California...
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