OPINION
DORIS, J.
This is an action on a promissory note executed by Charles F., Harriet M., Marie G. and Gregory R. Stuard (Stuards) to the Industrial National Bank of Rhode Island (Industrial) on December 17, 1970, in the amount of $3,600, payable over a period of 36 months in monthly installments of $100 due on the 17th day of each month. The Stuards received actual cash in the amount of $2,881.14, and the balance of $718.86 represented Industrial's finance...
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