CRAVEN, Circuit Judge:
The Fli-Back companies, toy manufacturers in High Point, North Carolina, allege that they were surprised and dismayed when the defendants, two affiliated insurance companies, refused to pay a claim for business interruption loss caused by a fire in Fli-Back's West Building. Fli-Back sued for the loss, mustering various theories designed to provide coverage when the policy's terms fail, but the district judge granted defendants' motion for summary...
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