DEEN, Presiding Judge.
1. "The proximate cause is the efficient cause, the one that necessarily sets the other causes in operation." Savannah Electric Co. v. Wheeler, 128 Ga. 550, 562 (58 SE 38, 10 LRA (NS) 1176). Obviously the chain of events complained of was set in motion when the plaintiff purchased the travelers checks, the folder of which contained representations that they were "good until used," and the owner should "keep them as everyday or emergency...
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