BOLIN, Judge.
Kansas City Southern Railway Company instituted this suit against Government Employees Insurance Company and Travelers Indemnity Company as primary and excess liability insurers, respectively, of a 1959 Plymouth vehicle owned by Mrs. Mary K. Thielmier. Plaintiff seeks to recover the sum of $13,950.74 as damages to its roadbed and six freight cars allegedly caused by an accident on July 26, 1959,
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