Arnold R. Krakower, an attorney and member of the New York County Lawyer's Association, had previously been covered by a term policy with defendant under the association's life insurance program. On May 9, 1968 he made application to defendant company to increase the coverage on his life by an additional $40,000, naming his wife as beneficiary, and at the same time applying for $5,000 insurance on the life of his wife, with himself...
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