EVANS, Judge.
Dr. David Thomas was issued a life insurance policy by Life Insurance Company of Georgia with a "double indemnity" benefit in the amount of $10,000 payable provided death be caused "solely by external, violent, and accident means," which arose solely and independently of all other causes.
On September 28, 1968, after consuming one drink of a beverage containing alcoholic liquor and a platter of seafood for supper, Dr. Thomas retired for the night...
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