OPINION
BISSETT, Justice.
This is a suit on a marine insurance policy to recover the value of a boat that was totally destroyed by fire.
Pascual Perez, the insured boat-owner, sued Interstate Insurance Company and Breedlove Insurance Agency to recover the full amount of the policy issued by the insurer on a boat owned by him. Los Fresnos State Bank of Los Fresnos, Texas, which held a mortgage on the boat, intervened under an endorsement to the policy...
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