BOUTALL, Judge.
Mr. and Mrs. Anthony G. Loicano, Jr., filed suit for damages as a result of a collision between an auto being driven by Mrs. Loicano and a vehicle being operated by an employee of A.M.F. Tuboscope. The defendant, Maryland Casualty Insurance Co., is the liability insurer of A.M.F. Tuboscope and the plaintiffs sued the defendant directly. Mrs. Loicano sought recovery
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