In 1965, plaintiff and her husband bought a house. Defendant is their mortgagee.
The mortgage says that the mortgagors shall make certain monthly payments "to be held in trust by the mortgagee." Plaintiff has made the payments. Defendant enters them in an "escrow account" out of which it pays taxes and other assessments on the house. The amount received has exceeded the amount expended for at least the last six years. In 1968...
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