OPINION
DUMBAULD, District Judge.
Plaintiffs (Nationwide) insured the Kalps, who collected approximately $32,500 from Nationwide on the "uninsured motorist" provision of their policy. They were the non-negligent victims of a collision with one Beckner, who carried a liability policy with defendant (Employers). Employers disclaimed liability on the ground that Beckner had falsely denied a history of prior policy cancellations in executing the application...
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