CELEBREZZE, J.
Motorists, prior to June 7, 1966, had issued its Homeowners Policy No. H-70.175802 to John D. Trainor, Jr., and Kathryn J. Trainor, husband and wife, and parents of Michael T., a minor, which policy, in pertinent part, provided as follows:
"COVERAGE E—PERSONAL LIABILITY:
"(a) LIABILITY: To pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury * * * and...
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