On November 25, 1967 plaintiffs, passengers in an automobile owned by James Hill and operated by James Willie Smith, were involved in a one-car accident. At the time a policy of automobile liability insurance issued by the Glens Falls Insurance Company was in effect. Thereafter, the Glens Falls Insurance Company instituted an action for a declaratory judgment and on May 1, 1972 after trial, it was determined that the policy provisions...
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