July 16, 1973.
MOSS, Chief Justice:
The appellant, Reserve Life Insurance Company, on January 15, 1970, issued a hospital insurance policy to Helen S. Marlowe, the respondent herein. By the terms of said policy, appellant agreed to pay to the insured certain hospital expenses incurred by her.
The respondent instituted this action alleging that while the aforesaid policy was in full force and effect she was
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