KELLY, Judge.
Ridgley C. Bennett, Plaintiff-Appellant (hereinafter referred to as the Appellant) purchased an insurance policy from the Defendant-Respondent, American Life and Accident Insurance Company (hereinafter referred to as the Respondent) known as "The Provider Individual or Family Group Hospital-Surgical Policy" No. 510209, effective March 29, 1954. Appellant was the "insured member" and his wife, Eva J. Bennett, was named as the "beneficiary." The policy...
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