WEST, J.
Defendant, Shirley A. Walker, on October 11, 1971, purchased from plaintiff, Roy and Company, a $286 ring as a Christmas gift for her husband. Mrs. Walker paid $10 down and signed a security agreement and cognovit note for a balance of $304. This included a finance charge of $28 computed at an annual percentage rate of 14.58% and was payable in 15 consecutive monthly installments of $20 commencing October 29, 1971, and a final payment of $4.
The ring...
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