OPINION
BREWSTER, Justice.
This is an appeal from a summary judgment. The plaintiff herein, Employers Casualty Company, had issued a liability insurance policy to the defendants, Henry Culpepper and Raymond D. Branch, d/b/a A. C. Construction Company, by the terms of which plaintiff agreed: "To pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury, sickness or disease, including...
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