HILL, Circuit Judge.
This is an appeal from a judgment of the United States District Court for the District of Colorado affirming the judgment of the bankruptcy referee in Arnold's bankruptcy proceeding, denying discharge of a debt owed by Arnold. The referee had determined the debt in question to be nondischargeable under § 17a(4) of the Bankruptcy Act, 11 U.S.C. § 35(a)(4), as a debt "created by . . . fraud, embezzlement, mis-appropriation or defalcation...
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