On July 12, 1968, the defendant issued a policy of life insurance to Phillip R. Pilcher, plaintiff's husband, insuring his life in the amount of $10,000. The policy included a provision for the payment of an additional $10,000 if "the insured's death resulted directly, and independently of all other causes, from accidental bodily injury...." The plaintiff and the children born of the marriage were the beneficiaries...
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