OPINION
JOSLIN, Justice.
These four civil actions are here on appeal. In two of them Michael W. Menzies is the plaintiff and the appellant; in the other two the plaintiffs and the appellants are Mildred Potter Menzies, Michael W. Menzies and Russell T. Potter. All of the actions include as a defendant either the Hartford Fire Insurance Company or the Hartford Accident and Indemnity Company. Our references to "defendant" herein should be understood, therefore...
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