Per Curiam.
This is a submission of controversy pursuant to CPLR 3222. The relevant stipulated facts are as follows:
Plaintiff, Standard Marine Insurance Co., Ltd. (hereinafter referred to as Standard) issued a policy to Meade and Montague, Inc. and other named insureds. The policy specifically described the insureds as follows: "Meade & Montague, Inc. &/Or Milton H. Stern Associates, Inc. &/Or Tiffany Fabrics Inc. &/Or Continental Looms...
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