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HARDWARE DEALERS MUTUAL FIRE INS. v. SPRINGMANN

[No. 293, September Term, 1971.]

266 Md. 200 (1972)

292 A.2d 96

HARDWARE DEALERS MUTUAL FIRE INSURANCE COMPANY v. SPRINGMANN ET AL.

Court of Appeals of Maryland.

Decided July 3, 1972.

Attorney(s) appearing for the Case

Argued and reargued by Allan Sosslau, with whom were Stanley L. Lipshultz and Friedman & Lipshultz on the brief, for appellant.

Argued and reargued by Leon Shampain, with whom were Vaughan & Shampain on the brief, for appellees.

The cause was argued on March 8, 1972, before HAMMOND, C.J., and FINAN, SINGLEY, SMITH and DIGGES, JJ., and reargued on May 16, 1972, before HAMMOND, C.J., and BARNES, McWILLIAMS, SINGLEY, SMITH and DIGGES, JJ., and DULANY FOSTER, Chief Judge of the Supreme Bench of Baltimore City, specially assigned.

BARNES, J., delivered the opinion of the Court.

SMITH and DIGGES, JJ., dissent and DIGGES, J., filed a dissenting opinion in which SMITH, J., concurs at page 212 infra.

The principal question presented to us in this appeal is whether the appellant, Hardware Dealers Mutual Fire Insurance Company (Hardware), was required to provide personal injury and property damage insurance coverage for the appellees, Lillie E. Springmann, and her

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