OPINION
LANGDON, Justice.
This is a case brought by John T. Ramey, plaintiff, against Bankers Commercial Life Insurance Company, arising out of a suit for breach of a health insurance policy.
The following stipulation was entered into between the attorneys of both sides prior to the offer of any evidence in the case and outside the presence or hearing of the jury:
"THE COURT: Prior to the offer of any evidence in this case the parties have...
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