ADAMS v. STATE CAPITAL LIFE INSURANCE COMPANY

No. 7110SC311.

182 S.E.2d 250 (1971)

11 N.C. App. 678

Doris Womack ADAMS v. STATE CAPITAL LIFE INSURANCE COMPANY.

Court of Appeals of North Carolina.

Certiorari Denied September 7, 1971.


Attorney(s) appearing for the Case

William T. McCuiston, Raleigh, for plaintiff appellant.

Young, Moore & Henderson by B. T. Henderson, II, Raleigh, for defendant appellee.


Certiorari Denied by Supreme Court September 7, 1971.

CAMPBELL, Judge.

There was no dispute as to the facts involved, and since there was not presented any genuine issue as to any material fact, summary judgment was the correct procedure. G.S. § 1A-1, Rule 56.

An application for insurance is a mere offer, which must be accepted before a contract of insurance can come into existence. Silence and inaction do not amount to an acceptance of an offer...

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