McWILLIAMS, J., delivered the opinion of the Court.
Raymond Smith is a resident of Indian Head, Charles County. He calls himself a "Builder & Speculator." In September 1963 he and his wife Gladys acquired 8.8 acres of land in the Second Election District of Charles County. In May 1965 they acquired an adjoining tract containing 72.7 acres. In May 1967 both tracts were mortgaged to Zadmer Enterprises, Inc. (Zadmer), to secure a $42,000 note payable one year later...
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