PANNELL, Judge.
Diane M. Ramsden, in her official capacity as administratrix of the estate of Walter Ramsden (her father), and as administratrix of the estate of Elizabeth Ann Ramsden (her mother), brought an action against Government Employees Insurance Company seeking recovery of medical and funeral expenses under the provisions of two policies issued by the defendant plus penalty and attorney's fees. One policy, number 667-80-50, issued to Diane M. Ramsden, individually...
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