OPINION
LANGDON, Justice.
This is a suit under Section III of an "Instant Protector Accident Policy", issued by the appellant, Standard Life and Accident Insurance Company, defendant, to the appellee, Harvey H. Kirk, plaintiff, which provides:
"If Such Injuries shall be sustained by the Insured, and * * * shall within 30 days from the date of the accident, causing Such Injuries, continuously, necessarily and wholly disable the Insured, necessitate...
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