OPINION OF THE COURT
GANEY, Circuit Judge.
This is an appeal by the plaintiffs from the granting of a motion for summary judgment to the defendant in the court below.
On May 13, 1965, the plaintiffs brought suit on a contract of insurance identified as a "Memorandum of Insurance" issued on February 5, 1961, insuring certain real estate and personal property of the plaintiffs located at Tower Shores, Sussex...
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