PATTERSON, Justice.
This is an appeal from the Circuit Court of Tippah County where the lower court, sitting without a jury, rendered a judgment in favor of the plaintiff, John H. Mathis, for the loss of his automobile. The sole issue presented is whether an endorsement which was added to the policy excluded coverage if damage was incurred while the vehicle was driven by the son of the plaintiff.
The stipulated facts are in part as follows:
"It is...
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