SMITH, J., delivered the opinion of the Court.
We here consider the interrelationship between the provisions of subtitle 3 of the Uniform Commercial Code, Code (1964 Repl. Vol.), Art. 95B (UCC), and the Maryland Retail Installment Sales Act, Code (1957, 1969 Repl. Vol.), Art. 83, §§ 128-153, with particular reference to § 147 of the Retail Installment Sales Act which provides in pertinent part:
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