OPINION
NELSON, Justice.
Appeals from a declaratory judgment that policies of insurance issued by Allstate Insurance Company (hereinafter referred to as Allstate) and Hardware Mutual Casualty Company (hereinafter Hardware Mutual) afforded primary coverage to Benjamin S. Taylor and his son, James A. Taylor, and that a policy issued by Aetna Casualty and Surety Company (hereinafter Aetna) afforded excess insurance; and from the trial court's order denying...
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