WHITMAN, Judge.
In this case the trial judge, sitting without a jury, heard evidence presented and made a determination on a declaratory judgment action brought by State Farm.
There was a collision between an automobile and a train. Both of the car's occupants were killed. One was State Farm's insured, John R. Wright, Jr., who was the owner of the vehicle. The other was Rebecca Ann Dilbeck. The husband and daughter of Rebecca Ann Dilbeck brought an action...
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