KOBAYASHI, Justice.
Plaintiff is the widow of Robert M. Law and the beneficiary named in his application for a $10,000 life insurance. On December 16, 1965, Mr. Law applied to defendant Hawaiian Life Insurance Co., Ltd., (herein called the Insurance Co.) for the policy through Robert Pannabecker, an agent of the Insurance Co. Mr. Law paid defendant the first monthly premium of $49.90. A conditional receipt was issued to him by Mr. Pannabecker.
On December...
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