OPINION
LANGDON, Justice.
This suit was initiated by the widow (the beneficiary) of William M. Jones, who prior to death was office manager of Mrs. Baird's Bakery, seeking death benefits under a group policy of accident insurance covering the employees of the bakery.
The insured died as a result of asphyxiation due to aspiration of vomitus material.
The parties stipulated that all formal policy requirements were complied with and that in...
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