HALL, Judge.
The plaintiff was not an insured under the contract, but contends that it is entitled to bring this action because the contract insured the loss of property which it owned: "This policy covers unscheduled personal property usual or incidental to the occupancy of the premises as a dwelling, owned, worn, or used by an insured, while on the premises, or at the option of the named insured. owned by others while on the
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