SHARP, Justice.
Defendant's denial of liability to plaintiff is based upon the contentions (1) that plaintiff has incurred no expense for his hospitalization at Eastern because it is a State hospital where "he was entitled to receive, and did receive, treatment and maintenance free of charge"; (2) that its policy is a contract of indemnity against loss, and plaintiff has shown no out-of-pocket expense; and (3) that to the extent Eastern attempts to collect...
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