OPINION
MOISE, Justice.
We are here called upon to determine the legal effect of a "conditional premium receipt" issued to an applicant for life insurance which provides that under certain conditions the insurance shall be in effect from the date of application. The problem is one which has been many times before the courts of this country, see Annot., 2 A.L.R.2d 943 (1948), but we have never been called upon to consider it.
The facts in the instant...
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