PER CURIAM:
Plaintiff's husband, John Harrell, applied on January 7, 1964 for a life insurance policy in the face amount of $10,000 which contained provisions for "waiver of premium" and "double indemnity for accidental death." The initial premium of $191.10 for this coverage, which included $3.80 for the waiver of premium and $9.20 for the accident indemnity, was paid to the soliciting agent.
Harrell was an aviation pilot in the military reserve and planned...
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