OPINION
COMPTON, Justice.
This is a declaratory judgment action. A motor vehicle owned by the plaintiff Rhodes was involved in a collision with a motor vehicle owned and operated by the defendant, Manuel T. Lucero, and, as a result, the Rhodes vehicle of the value of $1,900.00 was completely destroyed.
The Rhodes vehicle was insured against loss by the plaintiff, Government Employees Insurance Company. The plaintiff insurer paid Rhodes $1,800.00...
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