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SAUNDERS v. CHARLOTTE LIBERTY MUTUAL INSURANCE COMPANY

No. 602.

157 S.E.2d 614 (1967)

272 N.C. 110

Almeta SAUNDERS v. CHARLOTTE LIBERTY MUTUAL INSURANCE COMPANY.

Supreme Court of North Carolina.

November 22, 1967.

Attorney(s) appearing for the Case

Ottway Burton, Asheboro, for plaintiff appellant.

J. J. Shields, Greensboro, for defendant appellee.

PER CURIAM:

The coroner, who was not qualified as an expert, opined that the child died by smothering. No signs of violence were found on the body. No other evidence of the cause of death or the condition of the body was offered.

An insurance company generally has the right to fix the conditions upon which it will become liable, and the patron has the right to accept or refuse them. Here the policy is explicit that the defendant

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