CULPEPPER, Judge.
The plaintiff, Israel Thomas, seeks benefits, penalties and attorney's fees under a "Hospital and Surgical Expense Policy" issued to him by the defendant, Universal Life Insurance Company. From an adverse judgment, defendant appeals. Plaintiff answered the appeal, seeking an increase in attorney's fees.
The substantial issues on appeal are: (1) Since plaintiff's medical expense was paid by his employer's workmen's compensation insurer, was...
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