TUNKS, Chief Justice.
On May 27, 1963, appellee issued a life insurance policy in the face amount of $480.00 on the life of Clara Walker. Appellant, Rejonah Lee, was named beneficiary in such policy. So far as the record indicates, premiums were timely paid on the policy until Clara Walker's death on January 20, 1964.
The policy of insurance, so issued by appellee, contained the following two provisions which are relevant to this litigation:
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