OPINION
SHERAN, Justice.
The appeal is from a judgment of the municipal court of Hennepin County.
Action was started by the National Union Fire Insurance Company to recover from defendant $970.20 because:
(a) It paid this amount to defendant, its insured under a policy of insurance affording "medical expense coverage."
(b) Defendant thereafter received $3,500 in settlement of his claim against the person who caused the injuries making...
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