MOSK, J.
Plaintiff, Marcella Harte, is the beneficiary of a policy of life insurance issued to her husband, Jacques H. Harte, by defendant United Benefit Life Insurance Co. (hereinafter United). Harte died in April 1962, and plaintiff brought this action after United refused to pay death benefits under the policy.
The application for the policy contains a clause to the effect that United would not be liable until a policy was delivered to and accepted by Harte...
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