QUILLIAN, Judge.
The question we must resolve is whether the plaintiff has standing to sue the insurer where a third party is the insured under the terms of the policy.
Code § 3-108, as amended Ga. L. 1949, p. 455, provides: "the action on a contract, whether express or implied, or whether by parol or under seal, or of record, shall be brought in the name of the party in whom the legal interest in such contract is vested, and against the party...
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