STEINFELD, Judge.
This is an action to collect the balance of a debt. Summary judgment was entered for the creditor. The debtor appeals.
Lester C. Root bought a tractor and accessories for a total price of $13,400.00 from Anderson Sales and Service, a dealer. He paid $3,702.00 in cash and entered into a "Time Sale Agreement" in which he agreed to pay the balance in monthly installments. Among other things this agreement provided that it "replaces and has precedence...
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