O'SULLIVAN, Circuit Judge.
These appeals are the latest episodes in a continuing legal battle between the parties. They have their genesis in the initial contention of American States Insurance Company, (American States) defendant-appellee, that its policy of casualty insurance did not cover its policy-holders, John P. McNally and Tom McNally, d/b/a McNally Elevator Service, plaintiffs-appellants, for the liability asserted against the McNallys arising from an elevator...
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